What to do when you are hit by a car while walking in Florida: first steps, what the driver must do, how PIP can cover you, hit-and-run help, deadlines.

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If you are hit by a car while walking, call 911 and get medical care first. Get the driver's name, address and vehicle registration, the names of witnesses, and the police report number, and see a doctor within 14 days, because to get Florida PIP (personal injury protection) medical benefits, your first care must come within that time.
If the driver drove off, call the police right away, because Florida's crime victim compensation program generally makes no award if the crime was reported more than five days after it happened. For more on Florida pedestrian claims, see pedestrian accident lawyers in Melbourne.

Under section 316.027, Florida Statutes, a driver in a crash that injures or kills someone "shall immediately stop" and "shall remain at the scene of the crash" until meeting the requirements of section 316.062. Under section 316.062, Florida Statutes, that driver must "give his or her name, address, and the registration number of the vehicle" to anyone hurt, show their driver license on request if available, and "render to any person injured in the crash reasonable assistance," including getting you to a doctor or hospital if it is apparent you need treatment or if you ask.
Under section 316.066, Florida Statutes, when an officer investigates a crash in which anyone involved was killed or injured, or showed "any indication of complaints of pain or discomfort," the officer must complete a Florida Traffic Crash Report, Long Form, and submit it within 10 days after the investigation is completed. The long form must list, among other things, the names and addresses of witnesses and "the names of the insurance companies" for the parties.
Under section 627.736, Florida Statutes, a policy that meets Florida's PIP requirement must cover the policyholder and certain others, including "other persons struck by the motor vehicle and suffering bodily injury while not an occupant of a self-propelled vehicle," such as someone on foot, subject to other parts of the law. For an injury in Florida caused by physical contact with a motor vehicle while you were not in a self-propelled vehicle, whose insurer pays depends on you:
For more, see Who pays if a car hits you while walking or biking in Florida? To get PIP medical benefits, you must receive first care "within 14 days after the motor vehicle accident." That care must be lawfully provided, supervised, ordered or prescribed by a medical doctor or osteopathic physician, a dentist, a chiropractic physician, or an advanced practice registered nurse registered under section 464.0123, or be provided in a hospital or in a facility that owns, or is wholly owned by, a hospital; a licensed emergency transportation and treatment provider may also give first care.
Under section 768.81, Florida Statutes, in a negligence case (a claim that someone was careless), your own share of fault "diminishes proportionately" your damages (the money you can recover) but does not by itself bar recovery, subject to the more-than-50-percent rule. If you are found "greater than 50 percent at fault" for your own harm, you "may not recover any damages," a bar that does not apply to injury or death claims arising out of medical negligence. That rule came from Chapter 2023-15, Laws of Florida, and applies to lawsuits filed after March 24, 2023. Judges decide how the law applies to the facts of each case, and some have ruled differently for injuries that happened before the change, but the law on the books stands.

If an ambulance takes you before you can get the driver's details, ask for the officer's name, agency and report number, or have someone ask for you.
You may be able to recover pain and suffering damages from the driver, depending on your injury. Under section 627.737, Florida Statutes, in a lawsuit against the owner, registrant (the person the car is registered to), driver or occupant of a PIP-insured vehicle, damages for pain, suffering, mental anguish and inconvenience are recoverable "only in the event that" the injury includes significant and permanent loss of an important bodily function, a permanent injury within a reasonable degree of medical probability (other than scarring or disfigurement), significant and permanent scarring or disfigurement, or death. See Can I sue the other driver after a Florida car accident if I have PIP?

You may be able to sue a driver whose negligence caused your injuries, subject to the fault rule, the injury rule for pain and suffering when the car that hit you was PIP-insured, and the deadline on this page. Who is to blame depends on the facts; see Who is at fault when a car hits a pedestrian in Florida?
Call the police right away. Willfully leaving the scene of a crash that injures someone is a felony. If you qualify, you may be able to apply to Florida's crime victim compensation program. Its rules are in sections 960.03, 960.065, 960.07 and 960.13, Florida Statutes:
A lawyer can check whether any of your own insurance may also apply.
Be careful. Under section 90.803, Florida Statutes, the hearsay rule does not keep out your own statement when it is offered against you in a court case, so what you say about the crash, to the driver, an insurer or online, can be offered as evidence against you. Give facts only, don't guess, don't say you're fine before a doctor checks you, and talk to a lawyer before any recorded statement.

Under section 95.11, Florida Statutes, a lawsuit for an injury caused by negligence must be filed within two years. That two-year rule applies only to claims that arose after the 2023 change took effect on March 24, 2023, and under section 768.28, Florida Statutes, a negligence lawsuit against a Florida state or local government agency must be filed within 4 years after the claim arises, except medical malpractice and wrongful death claims, which follow the deadlines in section 95.11(5). Before you can sue a government agency, a written claim generally must be presented within 3 years after the claim arises (2 years for wrongful death) and then denied, or left without a final decision for the time the law allows. Older claims follow different rules, explained in How long do I have to file a personal injury claim in Florida?
Douglas R. Beam, P.A. is a personal injury law firm in Melbourne, Florida. If you were hit by a car while walking, you can talk with us in a free consultation.
Call us at (321) 723-6591, or send us a message through our website. Our office is at 25 West New Haven Avenue, Suite C, Melbourne, FL 32901.
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